It is as old as time itself but when they come to your door, it is so today! There was never a more shocked individual than myself when the creditors began to call and wanted payments on accounts that I had never initiated nor had any record of. It seems that all these debt problems began when my wallet went missing for just a short period of time on a shopping trip. It was recovered with everything in tact or so I thought. Seems that my personal information had been stolen and numerous charge accounts opened with that information. A vigilant watch at all times must be our first nature in the days in which we live.